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Planning for College: How to pay for college, scholarships, student loans and Public Service Student Loan Forgiveness Program

Having gone to school in the Philippines on an academic scholarship, the concept of student loans was alien to me. It wasn’t until I got married in the U.S. and had children that I learned having a student loan is no different from having a mortgage to a house. My husband took several years to pay off his loan, but he did.

PAYING IT FORWARD: Feed and send rural kids to school through ARK - Advancement for Rural Kids

"Be faithful in small things because it is in them that your strength lies."  ~ Mother Teresa There is always something to be thankful for.  Count your blessings. Share. Give Back. Volunteer work is truly win-win.  It is done without the expectation of getting anything in return. A good deed brings joy to both the receiver and to the giver. We do these things out of love, to make a difference, which is a reward unto itself. One thing I do is volunteer for the Scholarship Program for  Advancement for Rural Kids (ARK). ARK is a registered non-profit tax exempt 501(c)(3) organization.  Its mission is to focus on  improving education and health of school age children (pre-K, elementary and high school)   living in impoverished rural communities in developing countries.  In short, ARK fuels kids and their dreams. ARK offers different ways for you and your friends to make an impact: $15 a year feeding p...

"Love your country," a simple yet profound advice from 94 year-old Filipino World War II Veteran

Judge Rafael DePeralta, a 94 year-old Filipino World War II veteran was in his mid 20's when he was asked to enlist as a guerrilla fighter in the war. His father just died, his wife just had a baby but he didn't think twice before saying "yes". He just asked that he'd be given time to pay respects and grieve for his father.

Making TIME for a Happy Simple Life Now on Amazon!

This innovative 90 day journal guides you through 4 simple and empowering calls to action that will lead to a happy, simple life. As the days go by, the journal enables you to easily review the goals you set and the progress that you achieved.

WHERE ANGELS PLAY: a foundation to forever remember the 26 angels ofSandy Hook Elementary; a new song that touches our hearts to remind usthat “they’re more than okay, not far away, where angels play.”

"There are no words left to hear  But I’ll reach you, you’ll know I’m near  Go on hold on, go on let go  We’re worlds apart, but closer than you know  In my world, there’s nowhere, nowhere I can’t go In my world, there’s nothing, nothing I can’t do  I can climb up to the sky  Catch the stars like fireflies  Laugh and slide back down without touching the ground On wings of light  If you could just see my face in this magical place  I’m so much more than okay, not far away  Where angels play." That's the first verse of the newly released song, "Where Angels Play",  by written by Cheryl DaVeiga and Maria Adubato.